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FAIR Plan Community Risk Explorer
Home insurance access by ZIP code
High-risk ZIPs
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All 4 thresholds exceeded
Avg FAIR Plan Rate
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Selected community
Population at risk
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High-risk ZIPs
2026 Fire Risk Reduction List
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% of Residential Structures with a FAIR Plan Policy

Number of Residential FAIR Plan Policies
Low Risk
Med Risk
High Risk
Population
Residential structures
LMI population
Fire-damaged structures
Renter share
FHSZ structures share
Renters insurance takeup
Pre-2010 structures share
Firewise sites
🏢 Top Admitted Insurers · 2024