California FAIR Plan Map

Percent of Residential Structures with a FAIR Plan Policy

As of 06/30/2026

County

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ZIP Codes

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Avg Rate

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ZIPs >25%

FAIR Plan Rate

0% 100%

Share of residential structures
with an active FAIR Plan policy

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As of 06/30/2026:

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of residential structures have a FAIR Plan policy

Total policies —

Policy risk distribution

Low

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Medium

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High

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Note: FAIR Plan policies reflect residential structures only and exclude commercial properties. Policies for renters and condo unit owners are excluded. Source: California FAIR Plan residential policy data from California FAIR Plan Key Statistics & Data. Residential structure data from the National Structure Inventory (NSI).